Monday, December 29, 2014

What is in the Cards for 2015

It is time to look to the future. Whenever you underperform the market you want to review and find out why. I will talk about changes in the portfolio going into 2015. I will share a lesson from a mistake made and also from a success. Finally I will set some goals for the new year for the portfolio and personal goals in my life.

In my YouTube video: 2015 Dividend Investing Strategy... going back to the basics! I look at 3 companies I own and one future prospect.


Changes to the SNB Portfolio

Changes going into the new year:

First a $400 deposit will be added at the first of each month to equal what someone would be able to add to their Roth IRA. Most people are limited to $5500 for a full year contribution limit. In December the deposit will be larger to equal the full year deposit total of $5500. My account is not a Roth but my goal is to meet this number.

Second I will still post comments on StockTwits because I like format and interaction with other investors but I may not put my live transactions exactly on there. This is easier for me but I do enjoy stock twits to help give ideas and receive from others in the community.

Third I have opened a new brokerage account with Interactive Brokers (IB). The minimum to start a account with IB is $5000 for a IRA and $10,000 for individual accounts. I have found IB is better when it comes to commissions. The commissions are only a half cent a share with a minimum of $1, so unless you buy over 200 shares at a time your commissions are a $1 making it better for smaller accounts, there is a $10 monthly charge unless you have $10 in trades it is waived. I do like the speed of the Trader Workstation. The only negative is i'm not sure IB participates in Drip investing so the cash will be put back into the account but for me as an active investor with low commissions its not a negative. The purchases that were made in Sharebuilder will continue to be there until I sell them, at this time the money will be moved to the new account.

What I have learned!
I also want to mention RDS.B the first purchase wasn't the best move in that it was after a substantial rise in the share price. Oil was at highs and almost everything had to go right from that time. It is a lesson on patience before jumping into a position and company one likes.

Success 
I have stuck with Buffalo Wild Wings (BWLD) I have had a long term view on this company. If you have a thesis and the company performs well you have to be able to do the research again and be able to stick with it.

New Goals for myself
Moving back to Arizona and adapting from life here in Poland.
Continuing education reading books on the markets and adding to my library.
I am working on becoming a Registered Investment Advisor (RIA).

My next blog will be the 6 month Stocksnowball.com Portfolio review and end of the year portfolio results. I will also have some goals for the SNB portfolio I will like to accomplish in 2015.

Thanks for reading and feel free to comment and share as it is much appreciated.
Sheldon (DSF)

Disclaimer: This is a personal weblog. The opinions expressed here are my own. All data and information provided on this site is for informational purposes only. Please do your own research before investing

Wednesday, December 3, 2014

Month 5 Recap of the Stocksnowball Portfolio!! Oil is in the Crosshairs

Welcome to the month 5 update for November 2014. Oil has been on a downward trend and the OPEC meeting didn't help as the group decided to keep production at the status quo. The positions effected in the Stocksnowball portfolio were Royal Dutch Shell (RDS.B) and Nordic American Offshore (NAO). Oil had what you might call capitulation as people were selling no matter the price with huge down day the day after Thanksgiving the first day of trading after the OPEC meeting. My first instinct was to step in and buy on the low but I feel its better to let the dust settle. Since last Friday we have had a small bounce off the lows. If oil continues downward we might not have seen the last of the decline. This is all a cycle until expensive production comes off the market and demand increases due to the lower prices. I don't think dividend coverage for either company will not be a factor in the short term. One company in the services sector that did cut their dividend and it wasn't pretty is Seadrill (SDRL). It was punished with a fall in its stock price of $35 to around the $13-$14 level.

Stocksnowball Portfolio:

New Purchase this month was IBM a video is here.

This month we qualified to receive dividends on the following companies:
NAO $0.45 ex dividend on Nov 5th pay date Nov 21st
RDS.B $0.94 ex dividend on Nov 12th
IEP $1.50 ex dividend on Nov 13th
TGT $0.52 ex dividend on Nov 17th
MCD $0.85 ex dividend on Nov 26th

Monthly Transactions
Transactions 
Date Type Instrument  Shares Price Commission Amount
Nov 28, 2014
Interest




$2.92
Nov 21, 2014
Dividend  Nordic American Offshore



$33.75
Nov 19, 2014
Sell  Target Corp.
17.1452
$70.55
$6.95
$1,202.64
Nov 6, 2014
Purchase IBM 
10
$160.30
$6.95
$1,609.95

Stocksnowball Portfolio 
Starting Value $20,000 on June 27,2014








Company 12/2/14 Close Buy Price Shares Market Value Cost Basis Gain/Loss  Gain % Weight of Portfolio Commisssion Dividends (drip) and Int. Annualized IRR
RDS-B
$72.00
$77.12
27.1390
$1,954.01
$2,106.88
-$152.87
(7.26%)
9.60%
$13.90
$11.28
-10.32%
AG
$4.03
$9.58
41.0000
$165.23
$399.73
-$234.50
(58.66%)
0.81%
$6.95

-58.66%
MCD
$95.11
$94.05
21.1813
$2,014.55
$1,999.01
$15.54
0.78%
9.90%
$6.95
$17.01
1.64%
ADDYY 
$39.03
$37.61
27.0000
$1,053.81
$1,022.42
$31.39
3.07%
5.18%
$6.95

3.06%
BWLD 
$169.87
$134.55
15.0000
$2,548.05
$2,032.20
$515.85
25.38%
12.52%
$13.90

36.12%
IEP
$103.24
$104.41
10.0000
$1,032.40
$1,051.05
-$18.65
(1.77%)
5.07%
$6.95

-1.77%
DIS
$93.47
$86.87
12.0000
$1,121.64
$1,049.39
$72.25
6.88%
5.51%
$6.95

6.88%
NAO
$12.33
$14.58
75.0000
$924.75
$1,100.45
-$175.70
(15.97%)
4.54%
$6.95
$33.75
-12.99%
IBM
$162.67
$160.30
10.0000
$1,626.70
$1,609.95
$16.75
1.04%
7.99%
$6.95

1.04%
Subtotal



$12,441.14
$12,371.08
$70.06
0.57%


$62.04
4.66%
Cash (USD)



$7,908.26
$7,908.26
Total Gain/Loss w Div

38.86%

$19.51
0.30%
Total



$20,349.40
$20,279.34
$349.41

100.00%

$90.39
1.75%
SOLD 











TGT
$70.55
$58.72
17.1452
$1,209.59
$1,020.64
$188.95
18.51%
0.00%
$13.90
$8.84
19.68%


Remember to follow me on Stocktwits - click here  - On here I will post transactions the day I make them it is easy to follow. 

Thanks for reading 
Sheldon (DSF)

Disclaimer: This is a personal weblog. The opinions expressed here are my own. All data and information provided on this site is for informational purposes only. Please do your own research before investing.








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